I don't really see how your personal/anecdotal experience supplants the data. This reminds me of a conversation I had with a BLM activist. He was arguing that murder is a leading cause of death among young black men in America because racist white cops are killing black men. When I told him that most African Americans who get murdered are murdered by another African American (like over 90%) he proceeded to attack the FBI statistics. Then he brought up an anecdotal example of how the only black man he personally knew who got murdered was shot by white cops. He then went on, to rather emotionally, extrapolate that this applies to most if not all black men who get murdered. When looking at the statistics this is not true.
While I am sure your personal experience is very relevant to you, I don't really see how it negates the data.
If you want to talk about cost:
America spends 17.8% of its GDP on healthcare and has a life expectancy of 76 years.
Canada spends 13% of its GDP on healthcare and has a life expectancy of 82 years.
That's rather telling to me. Draw whatever conclusions you will from that.
Here is another interesting graph that looks at expected life expectancy at 65 years of age:
Life expectancy at 65 years old is the average number of years that a person at that age can be expected to live, assuming that age-specific mortality levels remain constant.
data.oecd.org
An American man who has reached 65 years of age is expected to live, on average, for another 17 years. Those same figures for a 65 year old Mexican, Colombian, and Brazilian man are 16.7, 17.4, and 17.4 years respectively. Icelandic men who have reached 65 years of age have the longest average expected life expectancy at 20.5 years. That same figure for a 65 year old Canadian man is 19.4 years. 65 year old people are probably unlikely to engage in particularly risky behavior. This probably explains the greatly increased life expectancy of South American men who reach the age of 65 as opposed to the average life expectancy at birth in their countries.