How do you afford Africa?

Discussion in 'Before & After the Hunt' started by JPbowhunter, May 16, 2019.

  1. cls

    cls AH Elite

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    On another note, if I had recieved some of this advise that you are getting here I may have made it to Africa much sooner.
     
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  2. LivingTheDream

    LivingTheDream AH Elite

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    If you get a raise ever year, you can add to it. I tend to think on percentages. So if I get a 2% raise, I contribute another .5 or 1% to my 401k. My savings has gone up and I didnt feel any pain.
     
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  3. edward

    edward GOLD SUPPORTER AH Legend

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    i really liked the bicycle and cart thing.
     
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  4. Nick Ziegler

    Nick Ziegler New Member

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    I have been pretty lucky the last 3 years to hunt British Columbia, Alaska and Now Africa in a few days. What has worked for me is to just set x amount of dollars a side a month and go from there. Usually that didn't cover the entire trip but helped alot. Also having a wife that greatly understands my need to travel and hunt helps and with currently not having kids but I'm sure that will change shortly and my trips will reduce to every few years. Look for hunt specials or auctions there are some great deals out every year.
     
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  5. JPbowhunter

    JPbowhunter AH Fanatic

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    I'm not too dissimilar, as I've said eland are by far my favourite plains game, sitatunga has always been a close second but that's a pipe dream. Other than that I've always loved impala and steenbok. I do like kudu, nyala and bushbuck but if it were a matter of stretching the trip to the limits financially or dropping those (particularily the latter two) I could live with that. My passion is hunting more than collecting so i don't feel I need heaps of animals for it to be worth it.

    Interesting about the hides, as in very expensive? I was planning on doing all euros but tanning an eland cape to mount down the track.
     
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  6. BenKK

    BenKK AH Fanatic

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    Some hides aren’t very expensive but add to the weight of the shipping crate. The giraffe hide was very expensive for me and in hindsight unnecessary.
     

  7. 375 Ruger Fan

    375 Ruger Fan AH ENABLER GOLD SUPPORTER AH Legend

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  8. BenKK

    BenKK AH Fanatic

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    But don’t let my giraffe story discourage you from getting your eland done the way you dream!
     

  9. Nyati

    Nyati AH ENABLER AH Ambassador

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    I have a very simple answer, Jack, I go to Africa whenever I can afford it. First time I was 58.
     
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  10. JPbowhunter

    JPbowhunter AH Fanatic

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    Curious what did you end up doing with your giraffe?
     

  11. cagkt3

    cagkt3 AH ENABLER PLATINUM SUPPORTER AH Legend

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    Check out Dave Ramsey's website. He's got some ideas that revolve around many of the points already made here (pay off debt ASAP, don't take out new debt, etc).

    I've got no kids, which obviously makes things a lot easier, but I made my first trip at 32. It's doable.
     
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  12. Nick Ziegler

    Nick Ziegler New Member

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    Ramsey has some pretty solid advice. My wife and I watched his DVD set. The only thing I don't agree with is on his credit card usage. We always pay our CC debt every month but usually open the best travel card each year and typically get a few free flights off them.
     

  13. JPbowhunter

    JPbowhunter AH Fanatic

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    I started this thread purely about hunting africa but it's turned into a life advice thread, and I'm really enjoying it!

    For what it's worth, my wife and I don't believe in credit cards. Our view is if you don't have the money you can't afford it. That's a debt we'll never have thankfully.

    My current loans are for the house and university. Everything else we have we own. My wife starts work again next week after a year off which will hopefully free things up a bit. Everyone has their own system. We (mostly the minister of coin) worked out what we need to put into each account for each pay. That includes, loans, bills, day to day expenses and savings. This leaves us with a little "disposable" income. Includes our own things like fuel, alcohol, catch ups with friends, personal savings etc. This is where i need to find my Africa fund as it currently stands.
     
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  14. CTDolan

    CTDolan AH Elite

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    Solid advice, all the way around. These are words of wisdom. Listen.
     
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  15. JimP

    JimP AH Elite

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    You will learn as life goes on that one or two credit cards can help out a lot. Try booking a air flight, or rent a car without one. Those are just two examples.

    But if you do get a CC treat it just like cash. Don't buy something if you can't write a check at the end of the month to pay off that CC when the statement shows up. I have only carried a balance on a CC twice in my life. One time was just because I though that I would, but I paid it off the next month and another time when I had thought that I had mailed the check only to find it between cushions on my couch. It had fallen down there by accident and I found it too late to send it in without the balance being carried over to the next month.
     
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  16. Northwest9

    Northwest9 AH Senior Member

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    blacks, youll have to let me know who your going with?

    Rusa is 6900 now, Buffalo 8k+
     

  17. JPbowhunter

    JPbowhunter AH Fanatic

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    I reckon you could get rusa cheaper than that, but still will cost probably $4k.
     

  18. TFet

    TFet AH Member

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    Jack,
    I’m in your same shoes.
    25 and baby due in August.
    Thankfully I’ve gotten to hunt Africa twice now. Once in 2014 and again 2018 summer.
    2018 my wife got to go (she caught the dark continent bug) with the rest of my family and since the trip was booked in may2017 we have saved $460 a month. That covered our 2018 trip and we are working through taxidermy right now. Should have mounts completed in February. We also take any bonuses or extra money we make on the side and put it into the ‘Adventure Fund’ saving was on top of paying for her 2nd graduate degree, Morgage, suv and typical life.
    I was very fortunate to go with my family on both trips. But the Big trip mindset and life style is just that a lifestyle.
    It doesn’t have to be one big check you write at once. Just have it paid before you go. So you can enjoy the time there and smile when you tell the stories upon return!

    https://www.everydollar.com/

    Great budgeting tool.
    If it’s important to you and your family you’ll make it happen! It’s possible and worth it! Personally our next big hunt will be stateside or Europe, but I plan to be back in Africa every 4-5 years.
    I hope to see your write up on your African hunts in the near future!
    Ps. We do have a credit card and it’s just like cash for us. Paid off weekly, but our airline miles can typically take care of one of our flights.
     
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  19. blacks

    blacks AH Enthusiast

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    Hunting Rusa in 5 weeks at Broadsound Safaris. Going in a group of 4 which gives good bargaining power. $3k each. My Last Rusa hunt was another place in the QLD gulf, was also 3k. (2013 though).

    Last AU trip was the same group with NC trophy hunting on Chital. $3.3k each.

    Been offered legit buff hunts at $5k. Dingo Creek have some good deals and there are others. Big Country Safaris were pretty sharp too from memory. Just gotta do the homework on the outfitters as there's a few crooks around.

    Cheers
    Tim
     
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  20. GL1960

    GL1960 AH Member

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    First, get yourself a good financial planner. I don't mean a stockbroker or anyone else who works on commission, but a fee-based financial planner. It is imperative that you have a clear financial picture of where you are, where you want to be in the years to come and a succinct roadmap for getting there. Let the planner know you are interested in taking trips to Africa every several years and see how that impacts your savings.

    Your family comes first. No other if's, and's or but's. I raised two kids, paid for 14 years of private school, sent them to college without any debt and retired with a substantial net worth and I'm just now taking my first safari. Safaris are luxuries - not necessities. When you have paid off all of your debt, have 6-12 months of living expenses saved and have a few excess dollars laying around, then you can think about spending it on yourself.

    May sound harsh, but you'll sleep better at night knowing you're not overextended and if you lost your job you and your family would still be OK.

    You'll get there. It may take some time but it will make the trip that much sweeter!
     
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