I'll say something different than most on here have. I fit the mold from one of the post above. I was 61 when I went to Africa and turned 62 while there, it was a fantastic birthday. However, you are a family man and I have no idea of your income or what you can afford but I would suggest that you need to go find a financial specialist and you and your wife go to them and have a sit down and talk about what you want to do and what it is going to take to get there. Then they should put you onto a path to get there with money in your pocket and a trip to Africa. It might not be next week, next year, or even 10 years down the road but you should have a savings/investment plan set up. In my case I was sitting in a barbers chair when I was 27 when he asked me what I was doing with all my money. I was single, my vehicle was paid off and as long as I had beer in my belly and a couple of hamburgers a day I was happy. He showed me what it would take to make some of my future dreams come true financially. Also the company that I worked for sold US Savings Bonds. I bought one every pay check. Then when they offered a 401K I jumped onto the bandwagon and put in all that I could. In the meantime I got married (bad mistake) and a couple of years later I was out on my own again. But to make my ex happy (get her off my back) I paid her off with quite a bit of my savings. But I was in a better place.