on a lighter note...

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Soun
Ontario Hunter said:
Having skills + a degree (or several degrees) = a garden full of carrots, turnips, radishes, potatoes, and rutabagas. Pick what you need when circumstances dictate.
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Sounds like you just need some game meat and you can whip up a good stew.
 
Ontario Hunter said:
Having skills + a degree (or several degrees) = a garden full of carrots, turnips, radishes, potatoes, and rutabagas. Pick what you need when circumstances dictate.
Click to expand...

I have what many would consider a prestigious MBA from a very well known university and I also have about 27 industry certifications. I cannot in good conscience recommend to most people that they get an undergraduate or masters degree, even if in a STEM or business discipline. The math no longer works whatsoever. The opportunity cost of that degree along with the increased earnings over the past 18 years BARELY beats the scenario where I could have just put that cash into an index fund and come out about scratch even. That was when my MBA cost $78,500, not the $168,000 it costs today.

The certifications were far more useful getting me from minimum wage to top-5% income over the course of 2-3 years in my early 20s. Back then universities discouraged certs and of course the world now revolves around them.
 
rookhawk said:
I have what many would consider a prestigious MBA from a very well known university and I also have about 27 industry certifications. I cannot in good conscience recommend to most people that they get an undergraduate or masters degree, even if in a STEM or business discipline. The math no longer works whatsoever. The opportunity cost of that degree along with the increased earnings over the past 18 years BARELY beats the scenario where I could have just put that cash into an index fund and come out about scratch even. That was when my MBA cost $78,500, not the $168,000 it costs today.

The certifications were far more useful getting me from minimum wage to top-5% income over the course of 2-3 years in my early 20s. Back then universities discouraged certs and of course the world now revolves around them.
Click to expand...
@rookhawk
I went to the school of HARD KOCKS and have a lot of degrees from Drs Google and YouTube.
It's got me thru life quite well.
Didn't make me rich but I'm not in the bones of my arse either.
Nowadays a lot of degrees aren't worth the paper they are written on. Plenty of book learning but no practical or life skills.
Bob
 
Bob Nelson 35Whelen said:
@rookhawk
I went to the school of HARD KOCKS and have a lot of degrees from Drs Google and YouTube.
It's got me thru life quite well.
Didn't make me rich but I'm not in the bones of my arse either.
Nowadays a lot of degrees aren't worth the paper they are written on. Plenty of book learning but no practical or life skills.
Bob
Click to expand...

The smartest people I've ever known and many of the most successful didn't get advanced degrees. Probably more appropriate banter for the Politics thread, but I strongly encourage young people pursue absolute money and greed (e.g. opportunity to serve their fellow man and get rich) rather than pursue degrees of prestige. Debt is slavery and blue collar skilled trades are paying way better than ivy degrees at present. My wife is an Ivy grad and she is advising our sons to focus on maximum earnings with zero debt. (e.g. skilled trades)

It might be awkward a few times a year at a country club event when you explain you clean and deliver port-o-potties rather than work in finance, but the former can pay hundreds of thousands to millions just like the latter, although the former in higher statistical odds.
 
rookhawk said:
The smartest people I've ever known and many of the most successful didn't get advanced degrees. Probably more appropriate banter for the Politics thread, but I strongly encourage young people pursue absolute money and greed (e.g. opportunity to serve their fellow man and get rich) rather than pursue degrees of prestige. Debt is slavery and blue collar skilled trades are paying way better than ivy degrees at present. My wife is an Ivy grad and she is advising our sons to focus on maximum earnings with zero debt. (e.g. skilled trades)

It might be awkward a few times a year at a country club event when you explain you clean and deliver port-o-potties rather than work in finance, but the former can pay hundreds of thousands to millions just like the latter, although the former in higher statistical odds.
Click to expand...
Good advice. I go to area high schools through our local homebuilders group and explain to a student with no student debt, after about 2-3 years of apprenticeship, a trim carpenter can make $80 per hour. Electricians and plumbers can make $40-50 per hour and work a 40 hr week as long as they want to. That's $80K to $120 K a year with no student debt, and get paid to learn. Not everyone needs to go to 4 or more years of college, rack up $200K in debt, then start at an entry level job. Simple math.
 
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