Alternatives to wired transfers of money

My credit union is only good for domestic wire transfers.
 
Cash usually works mind the 10k limit .....
 
Altitude sickness said:
Dalton and York had three or four methods of payment. The easiest. And the one I used. was to write a personal check. Send him a picture on WhatsApp and they instantly cashed it.
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Thanks to one of your posts I saw last fall, I too was able to simply write out a check to D&Y, then text a copy of the check to Dalton, it couldn't be any easier.

If I must wire money, Truist bank does it for me for free. My other local bank charges 80.00 to wire transfer money internationally.
 
Really interesting thread. I'm actually doing research on this exact problem — specifically the experience of wiring money internationally to book a hunt. For those of you who've done it: was the wire transfer itself stressful, or did you feel pretty comfortable once you'd vetted the outfitter? And has anyone ever had something go wrong — outfitter cancelled, miscommunication, anything — where you wished you'd had some kind of protection on that money?

I was pretty close to booking a hunt in Namibia last summer and it got to the point where I was going to send the wire transfer to a bank over there and it kind of freaked me out to say the least.


Not selling anything, genuinely trying to understand how bad this pain point actually is before I explore building something around it. Appreciate any honest takes.

Based in Texas
 
SIT AT MY DECK PLUG THE INFO IN, HIT SEND, COST $40 BUT EASY PEESY.
ANY NUMBER OF WAYS TO BE SCREWED, THE ACTUAL WIRE PROBABLY HAS NOTHING TO DO WITH IT.
 
travisreeh said:
Really interesting thread. I'm actually doing research on this exact problem — specifically the experience of wiring money internationally to book a hunt. For those of you who've done it: was the wire transfer itself stressful, or did you feel pretty comfortable once you'd vetted the outfitter? And has anyone ever had something go wrong — outfitter cancelled, miscommunication, anything — where you wished you'd had some kind of protection on that money?

I was pretty close to booking a hunt in Namibia last summer and it got to the point where I was going to send the wire transfer to a bank over there and it kind of freaked me out to say the least.


Not selling anything, genuinely trying to understand how bad this pain point actually is before I explore building something around it. Appreciate any honest takes.

Based in Texas
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Many outfitters have a US rep that can receive the money (in the US) and forward (wire transfer) to the outfitter on your behalf. It's worth asking the outfitter if you're concerned.
 
I’ve wired money a dozen times and the only issue at any time was with my bank. It was easily resolved and only thing lost was a day or two of time. I am not nervous about wiring money but knowing the ph makes it much better.
As previously stated, you can do it on line yourself and it isn’t too tough. I have done it through Wells Fargo’s site before
 
never a problem, usually, if there is a problem, it is your bank (USA), European banks I have used - never a worry or problem, I have wired from Both Europe and USA in the past.
 
travisreeh said:
eally interesting thread. I'm actually doing research on this exact problem — specifically the experience of wiring money internationally to book a hunt. For those of you who've done it: was the wire transfer itself stressful, or did you feel pretty comfortable once you'd vetted the outfitter?
Click to expand...
I got the SWIFT info from the outfitter, then used my bank's app to wire the funds. There is a $25K limit, so if above that there is an extra step, they will call me within minutes and I'll say go ahead.
 
In regard to the 10 k limit, be careful in Canada. If you have more than 10 k Canadian they will not let you in the country. Saw it happen to a couple of bear hunters while waiting in customs
 
Surgeon7 said:
In regard to the 10 k limit, be careful in Canada. If you have more than 10 k Canadian they will not let you in the country. Saw it happen to a couple of bear hunters while waiting in customs
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That doesn't make sense, in the USA the only thing one needs to do is declare it if it is over $10K.
 
travisreeh said:
Really interesting thread. I'm actually doing research on this exact problem — specifically the experience of wiring money internationally to book a hunt. For those of you who've done it: was the wire transfer itself stressful, or did you feel pretty comfortable once you'd vetted the outfitter? And has anyone ever had something go wrong — outfitter cancelled, miscommunication, anything — where you wished you'd had some kind of protection on that money?

I was pretty close to booking a hunt in Namibia last summer and it got to the point where I was going to send the wire transfer to a bank over there and it kind of freaked me out to say the least.


Not selling anything, genuinely trying to understand how bad this pain point actually is before I explore building something around it. Appreciate any honest takes.

Based in Texas
Click to expand...
I have done it through my credit union and through my bank (Wells Fargo). It has been a smooth process.

I actually can do it myself through Wells Fargo online which makes it fairly easy. They do build in a lot of checks and balances to make sure everything goes correctly. Given I have a "Premier" acct with Wells Fargo, they don't charge for the wire transfer.

Insofar as the outfitters themselves, they were vetted well in advance so I had no problem with sending them money.
 
I think Chase Bank charged me $20.00 to send a wire transfer, but they warned me several times that once it was executed it would be impossible to retrieve the money. So you should vet your PH carefully and discuss the terminology differences between US Banks and African Banks. That was a little confusing.
 
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