Ok, let me explain about money trees;
If you had a "money tree" you would need to be sure and plant it in fertile soil and in a spot that it gets the correct amount of sun, not too much and not too little. You see most money trees start out as frail little seedlings and need to be nurtured and cared for and worked over for many years before they bear fruit.
Then when it starts to mature, you would need to prune it properly to get it to bear the most "fruit". And pruning a money tree can be a special talent not everyone can master. You can go to school to learn how but sometimes it just takes the hand of a master to get the most out of it.
Then over the years you will need to keep the parasites off it. Many money trees die from this. And keep the weeds under control, they are constantly popping up to suck away nutrients needed by your money tree. Fertilize it properly. Protect it from being blown down or broken by a wind storm. Maybe insure it against hail knocking all the leaves off? Water it properly, in fact you may need to harvest the first couple years worth of fruit just to spend it all on an irrigation system so it produces more in the future.
It goes on and on and if ever you back away, there is a danger of the tree withering and no longer producing, or even dying. So if you want to get away from the daily care of your money tree, you must train someone else well to care for it.. In fact as they gain skills in caring for it, they may soon want one of their own! So you may need to invest in more efficient tools and systems to care for multiple trees so they can support you and your successor. And then you may need more trees to pay for those investments and may have to hire specialized people to perform some of the tasks for you... such as one guy who does nothing but maintain the watering system. etc.
Do you get the point? Many people have money trees of their own. And they come in many shapes and sizes and even the amount of care needed. Some might just be little bushes. Some people have entire orchards!
Some look like businesses, some look like investments, some of those look like mutual funds and some look like apartment buildings.. etc. etc. etc.
Good luck and I hope you find a healthy seedling and care for it well.