Feeding from the magazine
Lets, see, you load all the cartridges in the magazine it will hold, in a CRF bolt action. With one hand you hold the cartridges down in the magazine with your fingers to allow the bolt to ride partially over the cartridges without picking them up. You then take another round, slip it towards the chamber, placing the head of the cartridge down into the magazine as though it was being fed into the chamer. Now you move the bolt slowly forward, allowing the rim to come up under the extractor so as not to force the extractor over the rim, just as though it was being fed from the magazine. You follow through slowly putting the bolt into battery. Finally, with the safety on, you cycle all the cartidges thru the magazine to assure that the rifle will feed reliably with the magazine full and another in the chamber. One in the chamber and three in the magazine trumps one and two in my book.
I started doing this with my M70 Supergrade in .270 Win in 1957, without a hitch, and have done so in literally hundreds of bolt actions since. I don't remember a problem, as if you follow my procedure, your rifle will tell you whether it works with that specific gun. The ony one I can remember as being recalcitrant is my Weatherby .240 Mag. It will take six in the magazine but will not allow the seventh in the chamber, as the bolt will not ride over the carttridges in the magazine, as they cannot be pushed further down into the magazine. Occasionally you find a rifle like this. Again, the rifle will tell you whether it will work with it or not.
After such an erudite discussion, I was a little surprised to hear of concerns over snapping the CRF extractor over a case that is finger fed directly into the chamber. That is known not to be good for the extractor, and many Mauser=type rifles will not allow the extractor to snap over a chambered round at all. In my case, I knew this 50 years ago and have always used the method described. Am I missing something here?